Are you tired of inflation eating your savings? Saver Token aims to buy the same goods in 5, 10 or 30 years time as it does today.

Use Saver Tokens for:

The funds are secure on the blockchain and the Waves Exchange so they cannot be hacked.

Because Saver Tokens are inflation-proof they do not depreciate in your wallet until you need to use them.

Send Money:

  • Buy Saver Tokens
Ask for the Waves address or QR code of the person receiving payment. They will need to set up a Waves Account.
In Waves, click on “Send” in your Saver Token wallet (PCV Token)
Enter the amount and the Waves address or scan the QR code of the recipient
Make sure you have a small amount of Waves tokens (0.001) to complete the transaction 
Press Send. You money is on its way.

Receive Money:

  • Send your Waves address or QR code to the sender.
Ask them to let you know when the Saver Tokens have been sent so you can check your account.

The lender does not have to worry about inflation eating away at their capital. A loan made today will be repaid at the same real value at the end of the term.

This means the lender can offer the loan at a lower interest rate than normal because they do not have to factor inflation into the equation. This is good news for the borrower. They have a loan at lower interest rates. They also have lower initial repayments as the real value of repayments remains constant throughout the loan. Borrowers also gain by less volatility in interest rates caused by changes in inflation.

Buying Saver tokens enables you to inflation-proof your savings. The blockchain also enables your savings to be anonymous, free from government’s ability to seize bank account funds, and outside of the risks of the fiat financial system. In this way Saver Tokens are designed for capital preservation. Learn more on how to buy Savers here:

Do you use these stablecoins:

Do you understand the risks?

Saver Token is like Bitcoin in that is decentralised on a blockchain. Once issued Saver Tokens are traded between participants. There is no centralised control. The difference between Saver Token and Bitcoin is that while new Bitcoin are issued to miners for their work maintaining the blockchain ledger, we, Forecast Services Limited, issue new tokens if demand is greater than supply.

Time to switch to stable money?


Saver Target Price for April 2020 Updated monthly


One Hundred Savers = US CPI-U of 255.902


We sell at Target Price + 2 cents


We buy at Target Price minus 2 cents

current reserve:


updated weekly

In Ourselves We Trust

Saver Token represents a return to the basic principles of good money, not just in keeping a stable value but in the way it operates.

The result is:

  • The value of Saver Tokens is not dependent upon any external authority, including us the issuer.
  • Saver Token can track the CPI even in periods of high inflation.
  • Tokens and their value reside solely on the decentralised blockchain keeping them secure and away from external interference.
  • People with the most vested interest in Saver Token, token holders themselves, are the ones responsible for maintaining its value.

Compare this with a digital currency like Tether where the value of the coin depends upon redemptions into US dollars. Redemptions require the effective functioning of both the Tether company and its bankers. If Tether’s dollar assets become unavailable because of fraud, bank failure or seizure by regulators, the value of Tether’s coins could fall to zero.

Only buy Saver Tokens if you are willing to trade them at the Target Price of the CPI-U. It is your responsibility.


We maintain a reserve to make it easy for your to sell your Savers when the time comes.

How can I purchase Savers?

find out how

In the media

Branton Kenton-Dau - Founder

Even if you are a seasoned financial expert I encourage you to learn more about the extraordinary human creation called money. Only people, not banks or governments can give money its value. This understanding, exemplified by Bitcoin is empowering. Saver Token is no different. You the token holder, not us as the issuer give the money its value.

People can also create stable money. They gave gold its stability for thousands of years simply because they needed a stable means of exchange. In the same way token holders are expected to keep the value of Saver Token pegged to the Consumer Price Index (CPI-U). In my opinion stable money created in this way is, well, more stable and has fewer risks than collateralised methods.

I personally recommend the books and blog of Nathan Lewis. In Gold the Final Standard Nathan provides a jargon-free history of money and how stable money has worked for centuries.

The blockchain gives us a tool to do more with money than ever before. I believe this new money will be a conscious act of creation by people who understand where its value comes from.

linked in

Branton Kenton-Dau


Dr. Nathan Berg


Nathan Berg is a Professor of economics at University of Otago and Conjoint Professor at University of Newcastle. Berg publishes in the fields of behavioral economics, financial economics, psychology and economics, and public policy, appearing in Journal of Economic Behavior and Organization, Psychological Review, Social Choice and Welfare and Contemporary Economic Policy. Berg was a Fulbright Scholar in 2003 and Visiting Research Scientist at the Max Planck Institute-Berlin in the 2000s. He was a Visiting Foreign Scholar at University of Osaka in 2008 and 2009, and University of Tokyo in 2016 and 2018. His research has been cited in Financial Times, Business Week, Canada’s National Post, The Village Voice, The Advocate, Science News, Slate and the Atlantic Monthly. He was awarded a Ph.D. (with honors) in economics and MA (with honors) in mathematics from University of Kansas in 2001.

Dr. Nathan Berg

Dr. Stephen Wingreen


Stephen Wingreen is Associate Professor at the University of Canterbury Business School. Dr. Wingreen pursues scholarly interests in the fields of emerging technologies, technology and culture, blockchain and cryptocurrencies, information privacy and ethics, information system resilience, information technology professionals, applications of Q-methodology and Concourse Theory in the decision sciences, and occasional topics on electronic commerce trust, and enterprise systems. His research has appeared in Information Systems Journal, Human Resource Management, Journal of Information Technology, Journal of Business Ethics, Journal of Organizational Computing and Electronic Commerce, Electronic Commerce Research, and Electronic Markets, to name a few.

Dr. Stephen Wingreen